How We Differ From The Banks
We Offer Access To Hundreds Of Loan Products
A FAFS mortgage broker offers a wide range of mortgage loans from a number of different lenders. The greater the broker’s experience and network, the better your opportunity to obtain the loan product and the interest rate that best suits your needs.
We Find You The Most Advantageous Deal
A FAFS mortgage broker represents your interests rather than the interests of a lending institution. FAFS act not only as your agent, but as a knowledgeable consultant and problem solver. With access to a wide range of mortgage products, a FAFS broker is able to offer you the greatest value in terms of interest rate, repayment amounts, and loan products. FAFS Mortgage brokers will interview you to identify your needs and your short and long term goals. Many situations demand more than the simple use of a 30 year, 15 year, or adjustable rate mortgage (ARM), so innovative mortgage strategies and sophisticated solutions are the advantage of working with an experienced FAFS mortgage broker.
We Have The Flexibility & Expertise To Meet Your Needs
A FAFS mortgage broker navigates the client through any situation, handling the process and smoothing any bumps in the road along the way. For example, if borrowers have credit issues, the FAFS broker will know which lenders offer the best products to meet their needs. Borrowers who find they need larger loans than their bank will approve also benefit from a FAFS broker’s knowledge and ability to successfully obtain financing.
We Save You Time
With a FAFS mortgage broker, you only need one application, rather than completing forms for each individual lender. Your FAFS mortgage broker can provide a formal comparison of any loans recommended, guiding you to the information that accurately portrays cost differences, with current rates, points, and closing costs for each loan reflected.
We Save You Money With No Hidden Costs
A FAFS mortgage broker is offered loans on a wholesale basis from lenders, and therefore can offer the best rates available in the market, typically making the total loan cost lower for the client. A reputable FAFS mortgage broker will disclose how they are paid for their services, as well as detail the total costs for the loan.
We Deliver A Personalised Service
Personalised service is the differentiating factor when selecting a FAFS mortgage broker. You should expect your FAFS mortgage broker to help smooth the way, be available to you, and advise you throughout the closing process.