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Funds Assist Financial Services

Seismic shift: two major banks hike fixed interest rates

By |2024-12-02T16:05:26+11:0021 October 2021|News|

Are the days of ultra-low fixed interest rates over? It’s looking increasingly so, with two major banks increasing their fixed rates this week. So if you’ve been thinking about fixing your mortgage lately, it could be time to consider doing so.

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How 1-in-10 first home buyers cracked the market 4 years sooner

By |2024-12-02T16:05:26+11:0014 October 2021|News|

Almost 33,000 Australians bought their first home four years sooner thanks to two federal government schemes that give first home buyers a leg up into the property market. Could you, or someone you know, be eligible?

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SME lending options are on the rise, but how do you access them?

By |2024-12-02T16:05:26+11:007 October 2021|News|

While many SME owners worry about their access to finance, a surge of new lenders and products is rapidly expanding the options available. And brokers have an important role to play for businesses, says the Productivity Commission.

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Bar raised for borrowers: tougher home loan serviceability tests

By |2024-12-02T16:05:26+11:007 October 2021|News|

Some borrowers will soon find it harder to get a mortgage after the banking regulator announced tougher serviceability tests for home loans. So who will they impact most?

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Is a home loan lending crackdown on the horizon?

By |2024-12-02T16:05:26+11:0030 September 2021|News|

The federal treasurer has given the strongest indication yet that a home loan crackdown is coming, stating that “carefully targeted and timely adjustments” may be necessary to avoid troubled waters. So what could a potential lending crackdown look like?

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Only half of SMEs have recently been able to secure full funding: report

By |2024-12-02T16:05:26+11:0023 September 2021|News|

Almost one-in-two SMEs have applied for new funding in the last six months, a new report has found, and of those SMEs only half were successful in obtaining the full amount they were seeking.

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Top 5 property investor trends for 2021-22

By |2024-12-02T16:05:26+11:0023 September 2021|News|

With house prices going gangbusters in the first half of 2021, is it still a good time to buy property? The majority of investors think so, according to the latest annual survey. And investors have their sights set on one city in particular.

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Are you too loyal for your own good? The banks think so

By |2024-12-02T16:05:26+11:0016 September 2021|News|

The average Australian homeowner is paying more than $37,000 in extra interest over the life of their home loan due to the loyalty tax, and it’s got three-quarters of borrowers feeling “ripped off” and “angry”.

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Are they really OK? Here’s how to check in with them today

By |2024-12-02T16:05:27+11:009 September 2021|News|

Do you know how the people in your world are really doing right now? Chances are you know someone who’s doing it tough, but silently pressing on. As always, we’re here to support you, and for R U OK? Day we’re sharing ways you can help others.

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Refinancing figures are on a record-breaking run: here’s why

By |2024-12-02T16:05:26+11:009 September 2021|News|

With interest rates at record low levels, the number of homeowners refinancing skyrocketed to an all-time high in July. Today we’ll run you through why so many people are refinancing, and why you should consider doing so too.

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