Green Mortgages

A green mortgage rewards environmentally conscious homeowners with preferential lending terms.

These mortgages are designed to incentivize sustainable practices, offering homebuyers tangible benefits for reducing their environmental impact.

Green Mortgages: Financing a Sustainable Future

A green home loan offers a great way to invest in energy-efficient properties while benefiting from financial incentives. With competitive rates and tailored features, these loans make sustainable homeownership more accessible. By choosing an eco-friendly home or upgrading with features like solar panels or energy-efficient appliances, you can lower utility bills, reduce your environmental footprint, and enjoy long-term savings. Green mortgages also provide added perks, such as fee discounts or flexible repayment options, empowering you to contribute to a sustainable future while reaping financial rewards.

Key Benefits of Green Mortgages

  • Discounted Interest Rates: Lower rates compared to standard home loans.

  • Additional Funding: Extra finance to support eco-friendly upgrades or sustainable home improvements.

  • Higher Loan-to-Value Ratio (LVR): Borrow a larger percentage of the property’s value than with a traditional loan.

  • Government Incentives: Local, state, and federal governments often offer cashbacks and rebates as additional perks for sustainability-focused homeowners.

More Choice and Negotiating Power

In Australia, several lenders provide green home loans, including ANZ, CBA, NAB, Bank Australia, and Firstmac. However, every lender has unique eligibility criteria and loan terms.

Tailored Support from FAFS Financial

Choosing the right green mortgage depends on your individual circumstances and sustainability goals. At FAFS Financial, we help match you with the most suitable lender for your needs.