Securing a home loan as a self-employed individual can be particularly challenging due to the absence of traditional income documentation, such as payslips or tax returns, which many lenders rely on to assess financial stability. As a result, self-employed borrowers are often seen as higher risk, which can lead to higher interest rates, larger deposits, or stricter loan terms.

However, with the right support and expert advice, it’s entirely possible to secure a home loan with competitive rates and favourable conditions. At Funds Assist Financial Services, we specialise in assisting self-employed individuals in navigating the complexities of the lending process. By working with a broad network of lenders, we are able to provide tailored loan solutions that align with your unique financial circumstances, helping you secure the most suitable home loan for your needs.