Melbourne’s Property Market: The Time to Buy is Now
With interest rates tipped to fall further over the next 12 months—with forecasts suggesting up to three rate cuts—we’re entering an exceptional window of opportunity for buyers in Melbourne.
Now is the time to consider your next move before property prices climb again.
Recent PropTrack data reveals a selection of suburbs—what we call the Goldilocks Zones—where house prices are hovering right around Melbourne’s median of $855,000. These areas offer strong value while being well-located across Melbourne’s outer regions:
📊 Suburbs at the Right Price Point:
| Suburb | Median Price | 12-Month Change |
|---|---|---|
| Bundoora | $850,000 | +0.6% |
| Boronia | $850,000 | -0.7% |
| Hadfield | $850,000 | -2.9% |
| Chirnside Park | $850,000 | -3.5% |
| Tootgarook | $850,500 | -3.6% |
| Langwarrin | $855,000 | +1.8% |
| Greenvale | $857,500 | -0.3% |
| Somerville | $863,750 | +7.6% |
| Taylors Hill | $865,000 | -2.4% |
| Upper Ferntree Gully | $866,500 | -2.6% |
Source: PropTrack, April 2025. Excludes suburbs with fewer than 30 sales.
🏠 Lock in Competitive Rates:
We’re currently seeing highly attractive lending rates:
Owner Occupiers: from 5.25%
Investors: from 5.35%
At Funds Assist Financial Services, we can help you make your next purchase with confidence.
